Free Bali Real Estate Seminars - Laws for Foreigners and How to Earn 10 % to 20 % per YR.


Whether you are a buyer, seller, broker, agent, investor, lessor or renter you can benefit from attending one of our two free Real Estate Seminars in Bali and Jakarta next month.


At these seminars PT. B.A.L.I’s Canadian President, Lawrence, a 22 yr. Bali resident, President of 14 yr. old company with 135 staff, married to Azizah, a fully Licenced Notaris will review the most recent real estate laws for Indonesians and Foreigners in detail.

Then they will also provide a full colour audio, visual presentation with many professional charts on the Past, Present, and Future of Bali Real Estate.

Free Seminar Schedules:


(1) Location: Jakarta, Indonesia, Le Meridien Hotel.

Dates & Times:

1. Thursday - Nov. 1st. 6:30 PM - 7:45 PM

2. Saturday - Nov. 3rd. 2:00 PM - 3:15 PM

Location: Jl. Jend. Sudirman No.Kav. , Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10220 Telepon:(021) 2513131

Limited Seating & Free Parking:

Seating is very limited for these free seminars so please avoid disappointment and make reservations A.S.A.P. Click Here For a Reservation Or Email: seminarsptbali@gmail.com or Tel: Office: 62-361- 284069 For Bahasa English 62-8123814014 – Bahasa Indonesia or 62-8123632177


( 2) Location: Sanur, Bali,Emerald Villas,



Dates & Times:

1. Thursday - Nov. 8th. 6:30 PM - 7:45 PM


2. Saturday - Nov. 10th. 2:00 PM - 3:15 PM

Location: Bali, Emerald Villas, Jl. Karangsari, # 5, Sanur, Bali, Indonesia.

Limited Seating & Free Parking:

Seating is very limited for these free seminars so please avoid disappointment and make reservations A.S.A.P. Click Here For a Reservation Or Email: seminarsptbali@gmail.com or Tel: Office: 62-361- 284069 For Bahasa English 62-8123814014 – Bahasa Indonesia or 62-8123632177

    Seminar Topics:

    At these seminars you will learn about:

    • The Past, Present and Future of Bali, Indonesia, Asian and Australian real estate.
    • Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years without leases?
    • How to avoid legal problems and make sure a property is safe.
    • How to avoid complicated real estate laws affecting Indonesians married to foreigners.
    • Why this is the second best time to buy this century.
    • Where are the best locations to buy for maximum profits?
    • What type of properties will offer the best investment potential of *10% to 20 % per year?
    • Discover how you can sell your property fast for the highest prices and lowest commissions on a brand new web site designed after the largest most successful real estate site in America with high tech search features.
    • An opportunity for a free listing on B.A.R.E. First Class Beachfront property at almost 50% discount.
    • A Quality 5,000 m2 Bali Hotel with 12 bungalows, 3 pools and Restaurant for only $588,000.
    • Low cost properties with Luxury Villas starting as low as $158,000 for a three bedroom 650 m² 3 bedroom, 4 bath with private 9 mtr. Pool.
    • Ridiculously low priced ocean view building lots starting as low as $25,000 for 500 m².
    • Brand new Bali Luxury Retirement Villas starting at $208.00 per mth.

      Limited Seating & Free Parking:

      Seating is very limited for these free seminars so please avoid disappointment and make reservations A.S.A.P.

      For Jakarta Seminars Sign up Here :Click Here For a Reservation

      For Bali Seminars Sign up Here :Click Here for Reservation

      Or Email: seminarsptbali@gmail.com or Tel: Office: 62-361- 284069 For Bahasa English 62-8123814014 – Bahasa Indonesia or 62-8123632177

      Tuesday, 5 September 2017

      Aussie home loan repayments breach 30% “unaffordable” threshold

      Editors comments; – 

      Below is just one more reason why I believe that Sydney and most major Australian cities will see continued negative prices in real estate  the coming years. 






      I hate to be the bearer of bad news and don't kill the messenger but I predicted this four years ago in Singapore and since then Singapore prices have crashed.
      I predicted it even farther back in 2006 for America and prices dropped 40 to 60%.
       I have a very simple acid test for real estate if you can not obtain positive cash flow on  a two or three bedroom home and apartment the end is near.

      By Unconventional Economist in Australian Property

      at 10:51 am on September 6, 2017 | 14 comments

      By Leith van Onselen

      The Adelaide Bank/REIA Housing Affordability Report has been released for the June quarter has been released, which reveals that the percentage of household income required to service the typical Australian mortgage has increased by 0.2 percentage points to 31.4% – breaching the widely accepted threshold to being a manageable housing repayment. But on a positive note, rental affordability has improved.

      As expected, mortgages are most expensive in the housing bubble and immigration epicentres of Sydney and Melbourne:

      The latest Adelaide Bank/REIA Housing Affordability Report found the proportion of median family income required to meet average loan repayments increased by 0.2 percentage points to 31.4 per cent…’

      “Over the quarter, the proportion of median family income required to meet rent payments reduced by 0.6 percentage points to 24.3 per cent…

      New South Wales

      NSW had the largest percentage increase in loan repayments and continues to be the least affordable state or territory in which to buy a home. The proportion of income required to meet loan repayments increased to 38.0 per cent, an increase of 1.9 percentage points over the quarter and 0.5 percentage points compared with the corresponding quarter 2016. The proportion of income required to meet loan repayments is 6.6 percentage points higher than the nation’s average.

      New South Wales recorded an improvement in rental affordability with the proportion of income required to meet median rent payments decreasing to 28.6 per cent, a decrease of 0.4 percentage points over the June quarter and a decrease of 0.3 percentage points compared to the same quarter last year…

      Victoria

      Victoria showed a decline in housing affordability, with the proportion of income required to meet loan repayments increasing to 33.4 per cent, an increase of 0.9 percentage points over the quarter and an increase of 0.6 percentage points compared to the same quarter of the previous year.

      Rental affordability in Victoria has improved over the quarter with the proportion of income required to meet median rents decreasing to 23.1 per cent, a decrease of 0.7 percentage points over the quarter and a decrease of 0.6 percentage points compared to the June quarter 2016…

      Queensland

      Housing affordability in Queensland declined over the June quarter with the proportion of income required to meet home loan repayments increasing to 27.2 per cent, an increase of 0.5 percentage points over the quarter but a decrease of 0.5 percentage points compared to the same time last year.

      Rental affordability in Queensland improved over the quarter with the proportion of the median family income required to meet the median rent decreasing to 23.0 per cent, a decrease of 0.7 percentage points over the quarter and a decrease of 0.6 percentage points compared to the same quarter 2016…

      South Australia

      South Australia recorded a decline in housing affordability with the proportion of income required to meet monthly loan repayments increasing to 26.8 per cent, an increase of 0.6 percentage points over the quarter but a decrease 0.1 percentage points compared to the June quarter 2016.

      Rental affordability in South Australia improved over the quarter with the proportion of income required to meet rent payments decreasing to 21.9 per cent, a decrease of 0.7 percentage points over the quarter and a decrease of 0.1 percentage points compared to the June quarter 2016…

      Western Australia

      Western Australia saw a decline in housing affordability over the quarter with the proportion of income required to meet loan repayments increasing to 23.6 per cent, an increase of 0.2 percentage points over the quarter but a decrease of 0.3 percentage points compared to the June quarter 2016.

      Rental affordability in Western Australia increased during the June quarter with the proportion of family income required to meet the median rent decreasing to 18.1 per cent, a decrease of 0.5 percentage points over the quarter and a decrease of 1.6 percentage points compared to the year before…

      Tasmania

      Housing affordability in Tasmania declined with the proportion of income required to meet home loan repayments increasing to 23.9 per cent, an increase of 0.3 percentage points over the quarter and an increase of 0.2 percentage points from the June quarter 2016.

      Rental affordability in Tasmania improved with the proportion of income required to meet median rents decreasing to 25.8 per cent, a decrease of 0.8 percentage points over the quarter but an increase of 0.8 percentage from the same quarter 2016…

      Northern Territory

      Housing affordability in the Northern Territory improved with the proportion of income required to meet loan repayments decreasing to 20.3 per cent in the June quarter, a decrease of 0.8 percentage points over the quarter and a decrease of 1.8 percentage points when compared to the June quarter 2016.

      Rental affordability in the Northern Territory also improved with the proportion of income required to meet the median rent decreasing to 23.1 per cent, a decrease of 0.6 percentage points over the quarter and a decrease of 2.0 percentage points compared to the June quarter 2016…

      Australian Capital Territory

      Housing affordability in the Australian Capital Territory improved with the proportion of income required to meet home loan repayments decreasing to 19.8 per cent, a decrease of 0.3 percentage points over the quarter and a decrease of 0.7 percentage points compared to the same quarter last year.

      Rental affordability remained stable over the June quarter with the proportion of income required to meet the median rent remaining at 17.9 per cent and with a marginal increase of 0.1 percentage points compared to the June quarter 2016.

      These results should come as no surprise. The latest CoreLogic Mapping the Market report showed that suburbs with a median price below $600,000 (Sydney) or $400,000 (Melbourne) have vanished over the past five years, whereas there has been much less shrinkage in affordability elsewhere:
      Sydney houses

      In June 2012, 21.3% of Sydney suburbs had a median house value of more than $1 million, by June 2017 55.7% of suburbs had a median house value in excess of $1 million while only 8.7% of suburbs had a median value below $600,000 and most were located more than 50 kilometres from the CBD.

      Melbourne houses

      In June 2012, 9.5% of Melbourne suburbs had a median house value in excess of $1 million and by June 2017 that figure had increased to 32.6% of suburbs. On the flip-side, 24.3% of Melbourne suburbs in June 2012 had a median house value below $400,000 compared to just 2.7% by June 2017.

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