News & Analysis/
Samsung Pay users can enable PayPal as a payment method for use in stores while still earning Samsung Rewards points.
April 24, 2018 10:11AM EST
Samsung Pay users can now use a PayPal account to purchase items at the millions of retail locations where Samsung's mobile payment service is accepted.
By linking up the two accounts, you can pay with your PayPal account while earning Samsung Rewards points. PayPal and Samsung first announced the integration in July, and now it has finally come to fruition.
"It's convenient for consumers, because Samsung Pay works with both NFC [near-field communication] and MST [magnetic secure transmission] — that is, it works almost anywhere you can swipe or tap a card," PayPal's Head of Payments Jim Magats wrote in a blog post.
To try out this feature, tap the "+" on the upper right side of the Samsung Pay home screen, find the "Add payment card" section, and select "Add PayPal." Then, input your account credentials, press "Next," and enter a pin for in-store purchases. You'll then need to select a debit or bank funding source to top-up the account when necessary. After that, just press "Agree & Continue" and you're good to go.
"When you use your phone to pay in stores, PayPal doesn't send your actual payment information to merchants," Magats wrote. "Instead we use a virtual account number leveraging tokenization to represent your account info – so your specific payment information isn't shared with the merchant."
Samsung Pay earned an "excellent" rating in PCMag's review, and our coveted Editors' Choice award for payment services.
"Samsung Pay is the only service that lets you use your phone to pay at any point of sale that accepts credit cards," we wrote. "You can't use it to pay your friends, however."